Innovative Finance ISA

Offering higher interest rates than the traditional Cash and Stocks and Shares ISAs, the Innovative Finance ISA (IFISA) is a new way to make the most from your investments. The IFISA allows you to lend money to UK-based small and medium-sized enterprises (SMEs) while receiving tax-free interest and capital gains. Recognising the incredible potential in this high-return investment opportunity, we are introducing IFISAs to clients looking to make the most of their annual ISA allowance.

How does the Innovative Finance ISA product work?

While other Cash and Stocks & Shares ISAs typically produce an average interest in the region of 1% to 1.5% per annum, holders of the Innovative Finance ISA can anticipate a return of around 7%. The IFISA works by allowing investors to lend money to UK small and medium-sized enterprises (SMEs) through Financial Conduct Authority (FCA) regulated Peer-to-Peer (P2P) lending platforms.

In a given tax year, it is only possible to purchase one IFISA, one Cash ISA and one Stocks and Shares ISA. However, if you are currently holding money in Cash ISAs bought in previous tax years, you are eligible to transfer that money.

In making this move, you can annually generate much higher income. For instance, a married couple could invest up to £40,000 per annum – and generate tax-free interest of up to £2,800 every 12 months. During the tax year, you are also free to withdraw any income before returning it to your investments account – without taking up any of your annual ISA allowance.

How to apply for an Innovative Finance ISA

To be eligible to invest in an IFISA you must meet the following criteria:

• You must be at least 18 years old and be a UK resident for tax purposes
• You must have a National Insurance Number
• You must have a UK bank account

Please note that there is a 1% fee per annum for owning any IFISA. Your capital is at risk, and P2P lending is not currently protected by the Financial Services Compensation Scheme (FSCS).

To apply for an Innovative Finance ISA today, get in touch with a member of the HE Global Investments team today by calling 0207 096 0125 or sending an email to info@heglobalinvestments.com.

Make an Enquiry!





captcha

Testimonials

  • Great Service. I am very pleased with the service that I have received from HE Global. They matched the best investment for me via a consultation and we are very pleased with their recommendations and after service. Thanks.

    Nicola Emmett

  • HE Global are very thorough and knowledgeable. We have now bought 2 car parking spaces in Gatwick thanks to their introduction and everything seems to be going very well.

    Chris Dalziel

  • It was the perfect flexible investment I had wanted and seeing a good healthy return for my hard-earned money. HE Global made it easy for me and also good after support so you know where you are.

    Jay Rutherford

  • What attracted me to their business is their good customer service that is always a good thing! Happy to recommend HE.

    Simon Fisher

  • I got superb service and an even better return on my investment. Everything was customer friendly and professional. I’m very impressed. Overall excellent!

    Samantha Lewis

  • I fully recommend HE Global Investments. The service was great and I’m so happy I chose to invest from their recommendations.

    Alex McHugh

  • I didn’t have such high expectations for this investment but it turns out (as crazy as it sounds) that investing in car parking spaces in airports is actually a good investment. Who would’ve known? Thanks HE Investments for the advice and recommendations.

    Emily Nottie

  • After intense researching into where I should invest my money, I decided that parking was clearly a winner. The HE global Investments team sold me their service and I’m terribly happy that they did. I got a great return and am very happy with the staff at HE global investments.

    James White

  • Excellent service from knowledgeable advisors.

    Hilary Whittleworth

  • Their customer service was fast, efficient and they answered all my questions very well. I would definitely recommend HE global Investments to anyone who is looking to increase their return.

    David Whitehouse